News summary
The 29 trillion yuan bank financial management market suffers from asset shortagefamilyfeudgamefreeAs yields are declining, wealth management companies are working hard to increase product returns and guide investors to establish reasonable expectations.
Newsletter text
[The 29 trillion yuan bank wealth management market encounters asset allocation challenges] As the benchmark interest rate continues to decline and high-interest deposit products gradually withdraw from the market, the bank wealth management market is facing severe asset allocation challenges. At present, the total size of this market has reached 29 trillion yuan, but the yield of existing wealth management products and the performance benchmark of new products have shown a downward trend. Industry organizations and experts pointed out that since the beginning of this year, the financial management market has continued to be affected by the "asset shortage". Although product issuance is easy, actual operation has become more difficult. In order to enhance investors 'actual income experience, wealth management companies not only need to take a variety of measures to improve product income, but also guide investors to establish reasonable income expectations and cultivate their rational investment habits.